What's the best retirement plan for my business?

It depends on your income, whether you have employees, and how much you want to contribute. We model multiple options to find the right fit.

When should I start exit planning?

Ideally 5-10 years before you want to exit. Earlier planning creates more options and better outcomes.

Can I have multiple retirement plans?

In some cases, yes. Layering a Cash Balance plan on top of a 401(k) can significantly increase tax-deferred contributions.

How do you help with business succession?

We focus on the financial planning side — ensuring your personal finances are ready for the transition, regardless of the exit path.

Business Owner Planning

Financial planning for the people who built something worth protecting.

Retirement plan design, tax mitigation, and exit-aware financial planning for owners and operators.

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What's Included

A comprehensive approach to business owner planning.

Retirement Plan Design

Solo 401(k), SEP, SIMPLE, or Cash Balance — choosing the right structure for your business.

Tax Mitigation

Strategies to reduce current income and build tax-advantaged wealth.

Exit Planning

Preparing your finances for a sale, transition, or succession.

Concentrated Risk Management

Addressing the risk of having most of your wealth tied up in your business.

Who It's For

This service is designed for you if...

Solo Professionals

Consultants, physicians, attorneys, and other high-earning individuals.

Small Business Owners

Owners with employees seeking tax-efficient retirement plan options.

Pre-Exit Owners

Those 3-10 years from selling or transitioning their business.

Our Approach

How we work with you.

Step 1

Business Assessment

We understand your business structure, income, and goals.

Step 2

Plan Comparison

We model different retirement plan types and their tax impact.

Step 3

Exit-Aware Planning

We integrate potential exit scenarios into your financial plan.

Step 4

Implementation Support

We help establish and maintain the chosen retirement plan.

Common Questions

Questions we often hear.

Planning Tools

Explore on your own.

These calculators are educational tools — a low-pressure way to start exploring.

Business Owner Contribution Calculator

Compare retirement plan options for your business.

Explore tool

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